Amit Kumar

The tax bite on jackpots: What lottery and game show winners must know?

Winning crores feels thrilling, but taxes slash the prize sharply. Here's an explanation how TDS, surcharges and cess reduce your lottery or game show windfall

Filing taxes for first time? Step-by-step guide to register on I-T portal

Registering on the income tax e-filing portal is the first step to file your return. A quick look at the step-by-step process to get started online

Looking for safe returns? Check limited period FD offering 7% till Sep

Special deposit schemes from SBI, Indian Bank and IDBI offer attractive rates, but the investment window is closing soon.

Zero depreciation cover may be the shield your car insurance misses

A zero depreciation add-on in car insurance can help you avoid hefty out-of-pocket repair costs by covering the full replacement value of parts, even after wear and tear

Delaying term insurance? Premiums jump nearly 50% in just five years

Buying term cover in your 30s instead of 20s can inflate costs steeply, with premiums rising up to 50% in five years and adding lakhs to your long-term outgo

HDFC Bank revises Imperia eligibility norms: New TRV rule from October

HDFC Bank has revised Imperia rules from Oct 1, 2025; customers can now qualify by maintaining ₹1 crore TRV at group level, alongside existing balance-based options

SBI credit card protection cover to cost less, new benefits kick in Sept 16

Cardholders to pay less for SBI's protection plan from September, as CPP variants get revised fees without losing key fraud cover and emergency support.

Opted for UPS and thinking of going back to NPS?Here's all you need to know

Employees under UPS now have one-time option to shift back to NPS before retirement; assured payouts end but government adds 4% extra to NPS corpus at exit

Got SGBs? Here's when you can redeem early between Oct 2025 and Mar 2026

Investors holding SGBs from 2018-21 can opt for early exit between Oct 2025 and Mar 2026 as RBI announces the redemption schedule

Home loan rate in August starts from 7.35%: Check banks' offerings here

August home loan rates remain steady, with Union Bank, Bank of India and other PSU lenders offering the lowest starting point at 7.35%.

Onam, Ganapati bring early August salary credit for govt staff, pensioners

Salaries and pensions for central government staff in Kerala and Maharashtra to be credited in advance this month to ease festival-related expenses

Major EPFO update: Death relief fund raised to Rs 15 lakh from April 2025

EPFO hikes ex-gratia for employees' families to Rs 15 lakh; benefit to rise 5 per cent annually from 2026 in step with costs

CIBIL score not mandatory: Govt tells banks not to reject first-time loans

New borrowers can seek loans without a credit score hurdle, with RBI directing banks to decide based on wider due diligence, not just CIBIL reports

Joint FD with family? Here's why it could mean a tax notice for you too

Tax experts warn that Rule 114E (2) duplicates high-value deposits in AIS, leaving secondary joint holders like homemakers and seniors vulnerable to mismatch notices

Pending traffic fines in Bengaluru?Police announces 50% waiver till Sept 12

From Aug 23 to Sep 12, people in Karnataka's capital can pay only 50% of their e-challan dues

Must-have home insurance add-ons you should know about this monsoon

From flood damage to short-circuits, these benefits in your policy can save you lakhs in repair costs

Car stuck in waterlogged road? Precautions that insurers suggest

From engine protection to roadside assistance, the right covers can save you lakhs in flood-hit cities this monsoon

Pension scheme for workers meagre? Govt data shows most get under Rs 1,500

Total pension disbursals under EPS-95 rise but beneficiaries may not be getting enough as living costs rise, say trade unions

Aadhaar 'not must' for ESIC claims, benefits continue under new rules

Labour Ministry notification clarifies workers availing of the social security scheme will continue to get benefits

Senior citizens double down on super top-ups, drive 61% rise in portability

Three in four premiums are funded by children or family members of senior citizens: Policybazaar