Personal Finance

Bank Holiday on Diwali 2025: Check state-wise list of bank closures

Diwali, a five-day festival beginning with Dhanteras on October 18 and ending with Bhai Dooj on October 23, will also bring several bank holidays across states during the festive week

Can't access your PF for 12 months? Here's what the new rule means for you

Under the proposed withdrawal rules, a member cannot fully withdraw until they satisfy the waiting period (e.g. 12 months for EPF, 36 months for EPS).

Rise of BNPL and festive EMIs: How Diwali lights up India's credit boom

RBI tightens digital lending rules as 'buy now pay later' products and zero-cost EMIs gain popularity

Diwali 2025: You can get ₹50,000 firecracker insurance Cover for just Rs 5

CoverSure's Firecracker Insurance offers coverage of ₹50,000 for accidental death and ₹10,000 for fire-related burns

Mall boom ahead? India's retail REITs may become ₹80,000 cr market by 2030

2-3 retail REITs expected to launch over the next 3-5 years with Grade A malls maturing into stable, income-generating assets

Gold may touch ₹1.5 lakh by Diwali 2026 - Axis predicts 30% more upside

Gold Poised for More Gains - Accumulate Between ₹1.05-1.15 Lakh, Says Axis Dhanteras Report

What numbers reveal: Why India's pension system is among bottom 3 globally

The Mercer report has flagged limited coverage of informal workers, poor adequacy, and regulatory fragmentation as key challenges for India's pension framework

Value funds help balance growth portfolios; invest with 5-year view

Those unable to withstand periods of underperformance may avoid these funds

Access to EPF corpus made easier, but use the facility only in emergencies

EPF subscribers should continue to save separately for housing, and children's education and marriage

It's the sound of spending as immersive music events strike an Indian note

New tech-enabled spectacles are transforming passive music listening into deep, multi-sensory experiences

Festive season sees cheaper car loans, zero processing fee offers

Public sector banks are wooing car buyers this festive season with loans starting below 8 per cent and limited-period processing fee waivers, aiming to boost vehicle sales ahead of Diwali

EPFO revises PF withdrawal rule: 75% after job loss, rest after 12 months

EPFO says members can withdraw 75% of their PF immediately after job loss, while the remaining 25% can be taken only after 12 months of continuous unemployment to preserve pension benefits

ITR portal update: Now see when tax officers review your submissions

The Income Tax Department's new feature brings transparency and accountability to faceless assessments, helping taxpayers track official action and reduce uncertainty.

Fixed deposit rates in October 2025: Lock in 7-8% returns before cuts begin

The RBI's latest monetary policy minutes suggest a possible rate cut ahead, prompting experts to advise fixed deposit investors to lock in current rates before banks lower returns

Fund review: Kotak Large Cap Fund

Fund review: Kotak Large Cap Fund

Sonu Sood and son Eshaan invest over Rs 3.6 crore in Mumbai-Panvel realty

Land in Panvel and an Andheri West apartment show the family's growing real estate footprint in Mumbai's high-demand zones.

Home loan rates range 7.35-15% in Oct: Check best offers in festival season

Customers must compare offers of various lenders to get the best deal

EVs, vacations, gadgets and upgrades: India's new wealth priorities in 2025

Vehicle purchase intent (VPI) up 6.6 points YoY, with EV adoption rising to 60 percent, reflecting confidence in big-ticket and sustainable purchases.

Car loans at 7.6% this festival season: Banks roll out zero-fee offers

Several public sector lenders extend zero or concessional processing fees till December 2025 to attract car buyers this festive season

Railways to allow people to change travel dates without cancellation fee

Starting January 2026, passengers will be able to reschedule confirmed tickets by paying only the fare difference